Check out Terry at his booth during the Alzheimer's event 9.21.13
Sandvold and Associates are one of the St. Louis Park, MN area's premier insurance and financial services groups. We are committed to our mission of providing an honest, dependable and knowledgeable team of associates for clients and the public. From retirement planning and investments, to insurance and portfolio design, the associates at Sandvold and Associates are financial advisors who can walk clients through the often trying process of financial planning with strategies designed to provide reassurance.
All of our products and offerings follow a template of developing an objective based strategically outlined individual portfolio. We then advise you on which products to select. From there, we also provide ongoing follow-up services; something that differentiates us from our competition. We want to ensure you fully understand and feel good about what we have provided you.
Retirement: With longer life spans, people are much more aware of the importance of retirement planning. Sandvold and Associates offers pre-retirement and post-retirement investment and income analysis. Although they do not provide legal or tax advice, they will work alongside the professionals to coordinate all aspects of your financial future.
Investment: Sandvold and Associates provides a no-cost analysis of your current situation. They will help you select investments that will meet your needs and personal goals. Investment planning and products can be confusing as some are risky, if not executed correctly. We help find a solution for your investment needs and work with you toward your target.
Insurance: Through a cost-benefit analysis of your health, life, disability income insurance, and long-term care insurance, Sandvold and Associates can help you compare companies and find the most suitable fit for your needs. We will help you find an insurance agent that works for you.
Employer Services: Employers are always looking for new ways to ensure they are getting the most out of their employee benefits program. Sandvold and Associates will provide a no cost benefit analysis of your health, life, disability income and long term care insurance coverage. We can assist in analyzing and advising on changes like 401k rollovers. We also provide no cost employee seminars.
Estate Conservation: Sandvold and Associates provide Estate Tax Concept (ETC) that provides an all encompassing review of estate and income taxation. The analysis helps to provide recommendations on how to help minimize your future tax bill through proper estate conservation strategies.
Seminars: Please visit our website at http://www.sandvoldandassociates.com/seminars.cfm to find listings of upcoming seminars covering a variety of financial planning topics.
Radio: We also provide radio talk shows every weekend. Our weekly radio show, “Money Talks” featuring Terry Sandvold, plays on three stations:
Sandvold and Associates are licensed in 10 states:
Arizona - Fixed Annuities, Life, Variable Life, Variable Annuities, Securities
California - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities License OE35867
Florida - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities License A295270
Illinois - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities
Iowa - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities
Minnesota - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities, Property and Casualty
Montana - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities
North Carolina - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities
Texas - Fixed Annuities, Life, Variable Life, Variable Annuities, Securities
Utah - Fixed Annuities, Life & Health, Variable Life, Variable Annuities, Securities
Wisconsin - Fixed Annuities, Life, Variable Life, Variable Annuities, Securities
Sandvold and Associates provides insurance and financial services and follows the basic premise of an objective based, strategically outlined, individual portfolio. The procedures we emulate are described below.
Our group is committed to the development of the portfolio, as this is crucial once the analysis is complete. We analyze your objectives and risk tolerance and can provide services to help create a portfolio suitable for your situation based upon our analysis of your needs.
In many cases, the type of portfolio that you implement may require a selection of products. We work very closely with you to select products for your portfolio that are suitable to help meet your financial objectives.
Many of our competitors fall very short in this particular area. We find in many cases, that once your portfolio is developed and the product selection process has taken place, the follow-up and service falls apart.
For this reason, one of the Senior Associates within our group will work very closely with you in the follow-up and services areas. Again, we strongly feel that this separates us from most organizations and allows us to differentiate ourselves within the marketplace. Providing top quality service is the primary impetus for our group. Our goals of growth and development contrasts with many other organizations whose driving force is product placement.
Registered Representative of and Securities offered through Questar Capital Corporation (QCC), Member FINRA/SIPC. Advisory services offered through Questar Asset Management (QAM) A Registered Investment Advisor. Sandvold and Associates is independent of QCC and QAM.